Mortgage Center

Finding the right home is inspiring. That's why making it yours matters so much. And that's why at Banner, we listen, learn and help you find the home loan» that lets you achieve your dreams.

Today's Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.843%  0.500%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.341%  0.875%
5-1 ARM, 2-2-5 Caps
 Rate  APR  Points
 4.500%  5.106%  1.000%
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.000%  5.070%  0.875%
FHA 15 Year Fixed Rate
 Rate  APR  Points
 3.750%  4.823%  0.250%

Personalized Quote

Mortgage Center

Luis Hernandez

Residential Loan Officer

  • NMLS Registry Number - 507136
  • Office: (206) 323-9823
  • Cell: (206) 491-4563
  • Fax: (206) 709-8596

  • Email:
  • 1222 E Madison St, Ste A
    Seattle, WA 98122

As a Residential Loan Officer for Banner Bank, I strive to give personal service to each client while providing the most streamlined process.

Whether you are a seasoned homeowner, repeat purchaser, or a first time homebuyer, our service is tailored with you in mind.  We believe your mortgage experience should be straight forward and enjoyable.

I have over 11 years experience in every aspect of the loan process from the origination of your loan, through the pre-approval process, to the completion of your loan and beyond.

I will guide you seamlessly through the home loan process.  I invite you to experience the Banner Bank difference!

Applying online is as easy as 1-2-3. Apply now in as little as 20 minutes.

  1. Apply now and complete the application.
  2. When you have completed the application, click Submit and your information will be reviewed for instant online approval.
  3. A Banner Bank Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at (206) 323-9823.

Apply Now

Contact Us

Call Us: (206) 323-9823

Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients. View a list of Banner Bank's Mortgage Loan Originators National Mortgage Licensing System ID numbers.